What is IGO Solutions?
IGO Solutions is an Independent Marketing Organization (IMO) that partners with top-rated insurance carriers to provide access to competitive annuity and life insurance products. We’re relationship-driven, client-focused, and committed to helping agents and clients navigate the insurance landscape with confidence.
How is IGO Solutions different from other annuity providers or platforms?
Unlike a traditional insurance company or a generic online platform, we combine expert support, curated product access, and hands-on service. Whether you’re a client looking for income solutions or an agent seeking contracts and training, we’re here to guide you every step of the way—because when IGO, we go.
What types of annuity products does IGO Solutions support?
We support a range of annuity types, including:
- Fixed Index Annuities (FIAs)
- Multi-Year Guaranteed Annuities (MYGAs)
- Income Riders / Guaranteed Lifetime Withdrawal Benefit products
- Immediate and Deferred Income Annuities
Are you licensed?
All annuities and insurance products we provide access to are offered through appropriately licensed agents and carriers. If you're an agent working with us, you must hold an active license in your state(s) of operation.
How is my annuity protected?
Annuities are backed by the financial strength and claims-paying ability of the issuing insurance company. We only work with carriers rated B or better by A.M. Best. Additionally, most states have guaranty associations that offer limited protection in the rare event an insurer fails.
What happens if IGO Solutions goes out of business?
Your contract is directly with the insurance carrier. That means your annuity, and its guarantees, remain intact even if IGO Solutions were no longer operating.
Where is my money invested?
With fixed and fixed index annuities, your money is invested in the insurance company’s general account, primarily made up of safe, conservative investments such as bonds. The insurer assumes the investment risk—not you.
What’s the benefit of tax deferral in annuities?
Tax deferral allows your annuity to grow without paying taxes on interest or gains until you withdraw. This compounding effect can help your savings grow more efficiently over time, especially for long-term retirement planning.
What happens if I die while holding an annuity?
Most fixed annuities include a death benefit at no additional cost. This means your beneficiary receives any remaining account value, depending on your contract terms. If you've annuitized the contract, options like “return of premium” or “refund at death” can be chosen during setup.
How do I get contracted with IGO Solutions?
Start by filling out our agent intake form. Let us know which carriers and products you’re interested in, the states you’re licensed in, and whether you need training or back-end support. We’ll guide you from there.
Do you offer sales or product training?
Yes. We offer training resources and personalized support to help agents confidently present annuities and close business. Our team can also walk you through different product designs and suitability strategies.
How does IGO Solutions make money?
IGO Solutions earns commissions from the sale of annuity products. Commission rates are typically set by the insurance companies and are already factored into the rates and quotes presented. That means you're not paying anything extra to work with us. These commissions help support our back-office services, training, and continued support for both clients and agents.
Can I refer other agents to IGO Solutions?
Absolutely. We believe in team success. Referrals are welcome, and we’re always looking to grow with the right people.
